Update your priors.

See what you actually spend. See where it takes you.

Today35yrP90P50P10
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The moment of truth

Your assumptions aren't reality. Prior shows you the gap.

Housing $2,150 +$350 (19%)
$1,800
Food & Dining $820 +$320 (64%)
$500
Transport $410 +$110 (37%)
$300
Subscriptions $185 +$125 (208%)
$60
Actual monthly Your assumption

The projection

Monte Carlo simulation shows where your current trajectory leads — with honest uncertainty.

$500K$1M$1.5M$2MFI~$1.4MToday10yr20yr30yr

How it works

Three steps. No budgets. No guilt.

01

Upload

Drop your bank CSV. Prior auto-categorizes every transaction.

02

Observe

See what you actually spend vs. what you assumed. No judgment.

03

Project

Monte Carlo simulation plots your trajectory with honest uncertainty bands.

Not a budgeting app

“We don't tell you what to spend. We show you what happens if you don't change.”

Budgets fail because they prescribe behavior. Prior describes consequences. Import your data, update your assumptions, and watch the sausage plot do the talking.

Get Started — Free